>>My wife is a stay-at-home mom and I've long wished for a disability insurance product that would cover the economic value that she provides, i.e. cover the co

>>My wife is a stay-at-home mom and I've long wished for a disability insurance product that would cover the economic value that she provides, i.e. cover the cost of daycare / after-school care if she couldn't care for the kids. There is absolutely disability insurance for homemakers and non income spouses in the USA. I've written that exact policy both individual and for employers / employees.