You trust that your spending habits are not shared with malicious actors. You trust that the government does use your data maliciously. You trust there is a fai

You trust that your spending habits are not shared with malicious actors. You trust that the government does use your data maliciously. You trust there is a fair dispute process, etc. There are plenty of countries where I would not dare to register certain spends on my card or where the risk of using cards would be considered high.