Insurance rates were actually the deciding factor for me not buying a Tesla 3 a few years ago (before the carriers seemed to figure out coverage and risk for th

Insurance rates were actually the deciding factor for me not buying a Tesla 3 a few years ago (before the carriers seemed to figure out coverage and risk for them a bit better). The insurance was going to be stupidly high, making the TCO with a decent loan (around 2% at the time) to be like $1k/month. I was like, I do not need to spent $1k/month on a car, so I bought a used Porsche for cash instead and pay almost nothing for insurance in comparison.