180k is a lot but also my guess is that having a trauma team work on you is quite expensive - pretty much no other time in someone’s life is someone going to be

180k is a lot but also my guess is that having a trauma team work on you is quite expensive - pretty much no other time in someone’s life is someone going to be getting direct work from so many high-wage professionals. Note that the family was on the hook for ~4k. That seems to me to be insurance working as expected.