Scot here! Especially since the advent of Apple and Google Pay, more and more people use cashless payments - with our phones always on our person these days, it

Scot here! Especially since the advent of Apple and Google Pay, more and more people use cashless payments - with our phones always on our person these days, it's very convenient. There are still some holdouts though - it's only recently I've started to see taxis that routinely accept card payments, and without a ludicrous extra processing fee. I've travelled a lot, and I'd say Norway, Sweden and Denmark are all way ahead of Scotland in terms of cashless.