3 ms·

>I can barely enjoy a full day without being required to bring my phone / debit card with me because the register does not accept cash. But how do you get a re

by jasode 3y ago

>I can barely enjoy a full day without being required to bring my phone / debit card with me because the register does not accept cash. But how do you get a regular re-supply of your cash to pay the places that take cash? For me, I would have to make a regular trips to the bank ATM machine to withdraw cash. That type of errand is inconvenient which is why I haven't done that in 15 years. It's been so long that I don't even know what my secret PIN code is to withdraw cash. I pay for everything by credit-card. I can see where bringing a debit card can be inconvenient but the alternative of ATM withdrawals is inconvenient too (and also vulnerable to physical loss/theft).

davemp 3y ago
Don’t most bank reimburse atm fees? I just keep my cash topped off whenever I go to the grocery. It’s a lot more convenient to pull out my wallet than to look people up on vemno/zelle imo.
ghaff 3y ago
Be glad there are ATMs. I'm old enough to remember getting cash involved checks and bank tellers--assuming you had an account with a local bank because otherwise it was more complicated.
carlosjobim 3y ago
How horrible, a slight inconvenience! I mean, sorry for the sass, but when did it become acceptable to base an argument on slight inconveniences? Being alive is slightly inconvenient most of the time.
- jasode 3y ago
  >, but when did it become acceptable to base an argument on slight inconveniences? It's not about avoiding any and all inconveniences. My comment was based on gp's framing of the situation as "being required to do <X>". He wrote that a cashless businesses was not ideal because it means "being required to bring my phone / debit card with me". Ok, I can accept that inconvenience exists but then the alternative to "hassle of debit card" is just substituted with "hassle of being required to regularly re-supply the inventory of cash on hand". Substituting <X> with "debit card cashless" with "visit ATMs and carry wad of cash" didn't seem like a slam dunk tradeoff. Another issue I remember with cash is getting a stack of $20 bills from the ATM and then trying to spend it but the business' cash drawer doesn't have the appropriate inventory of small denomination bills to give back the correct change. (Even if the ATM can also spit out smaller $10s or $5s, they can often run out which then leaves only the larger $20 bills left for dispensing.) The credit-card transactions eliminate that issue because you just pay the exact amount. Sure, if transactions privacy is the #1 concern, then one will happily withdraw cash and deal with its inconveniences. But privacy wasn't in the gp's comment so I just interpreted it at face value.
grobbyy 3y ago
Take out $10k every few years....
fullspectrumdev 3y ago
All my in person transactions are done with cash where possible. It is not inconvenient at all. I withdraw a sum of cash at the beginning of each month at the bank. I carry maybe ~150 euros whenever I’m out doing stuff. What’s interesting is I spend less this way - and preserve my privacy.

by jasode 3y ago

davemp 3y ago

Don’t most bank reimburse atm fees? I just keep my cash topped off whenever I go to the grocery. It’s a lot more convenient to pull out my wallet than to look people up on vemno/zelle imo.

ghaff 3y ago

Be glad there are ATMs. I'm old enough to remember getting cash involved checks and bank tellers--assuming you had an account with a local bank because otherwise it was more complicated.

carlosjobim 3y ago

How horrible, a slight inconvenience! I mean, sorry for the sass, but when did it become acceptable to base an argument on slight inconveniences? Being alive is slightly inconvenient most of the time.

jasode 3y ago
>, but when did it become acceptable to base an argument on slight inconveniences? It's not about avoiding any and all inconveniences. My comment was based on gp's framing of the situation as "being required to do <X>". He wrote that a cashless businesses was not ideal because it means "being required to bring my phone / debit card with me". Ok, I can accept that inconvenience exists but then the alternative to "hassle of debit card" is just substituted with "hassle of being required to regularly re-supply the inventory of cash on hand". Substituting <X> with "debit card cashless" with "visit ATMs and carry wad of cash" didn't seem like a slam dunk tradeoff. Another issue I remember with cash is getting a stack of $20 bills from the ATM and then trying to spend it but the business' cash drawer doesn't have the appropriate inventory of small denomination bills to give back the correct change. (Even if the ATM can also spit out smaller $10s or $5s, they can often run out which then leaves only the larger $20 bills left for dispensing.) The credit-card transactions eliminate that issue because you just pay the exact amount. Sure, if transactions privacy is the #1 concern, then one will happily withdraw cash and deal with its inconveniences. But privacy wasn't in the gp's comment so I just interpreted it at face value.

grobbyy 3y ago

Take out $10k every few years....

fullspectrumdev 3y ago

All my in person transactions are done with cash where possible. It is not inconvenient at all. I withdraw a sum of cash at the beginning of each month at the bank. I carry maybe ~150 euros whenever I’m out doing stuff. What’s interesting is I spend less this way - and preserve my privacy.