If you're creating a bank in 2024 from scratch, maybe you could now rely on OSS. But you'd probably rather still have a big name that has great expertise in wha

If you're creating a bank in 2024 from scratch, maybe you could now rely on OSS. But you'd probably rather still have a big name that has great expertise in what you want to do across all types of hardware who can come in and make sure things work. And that's from the perspective of not having the cost of changing. If you have to move off Oracle, which provides all these things, you'd have to spend a fortune and still be taking a higher risk.