But I’m saying “Wealthy” doesn’t mean “being in the top 25%” when you emphasize lifestyle and what options you have. There is a massive difference between the

But I’m saying “Wealthy” doesn’t mean “being in the top 25%” when you emphasize lifestyle and what options you have. There is a massive difference between the lifestyle of the (e.g.) top 5-10%, 2%, 1%, and 0.5%. Those numbers are basically jumping from “still has a mortgage” to “has a 80-foot yacht.” There is almost no difference in lifestyle when you compare the top 50%, 25%, 20%, 15%, maybe even 10%. It’s the same deal: depending on a continuing wage, getting 1-4 weeks of time off every year but no more, needing to use a financial instrument to pay for kids’ college, having a house and probably a car loan. All of those attributes stay the same.