It's really telling that in all your examples you go "If I hit a corolla, they're more fucked than me." An honest comparison would be "If I hit a corolla in a t

It's really telling that in all your examples you go "If I hit a corolla, they're more fucked than me." An honest comparison would be "If I hit a corolla in a truck, I'm more safe than if I hit a corolla in a corolla" or "If I hit a truck in a truck, I'm more safe than if I hit a truck in a corolla." As it is, by computing "Truck vs Corolla - Corolla vs Truck" you're effectively including the increased harm to the other party as benefit to yourself, which is causing your decision making to be actively homicidal.