I think Tech has nothing to do with it, it's just neoliberalism and financialization of the economy. Basically the idea that your problems are your own, and th

I think Tech has nothing to do with it, it's just neoliberalism and financialization of the economy. Basically the idea that your problems are your own, and the society (or government) has no responsibility to help people who are struggling for some reason. This coupled with the ability to put debt burden onto people, one way or another, which enabled lot of rent seeking in the economy.