4 ms·

Examples in there of employee healthcare woes... sure with we just had universal healthcare.

ProllyInfamous 3y ago
>sure with we just had universal healthcare. I dropped out of medical school over a decade ago, so my opinion is absolutely jaded. Talking with graduate physicians, the general concensus is "universal healthcare will never happen in the US." So my suggestion to unencumbered youngins is to study/travel abroad, and begin your expatriation quest... OR: become an attorney (joke: "in the US, for a cancer diagnosis, the best outcome is to be a lawyer").
- ethanbond 3y ago
  Talking with so and so, the general consensus is that women will never get credit, black folks will never vote, etc etc Better to just give up ¯\_(ツ)_/¯
  - ProllyInfamous 3y ago
    >Better to just give up ¯\_(ツ)_/¯ Yes, but if you're looking for "easier lifepath for average joe" then, like Southern Blacks of early 20th Century... you'd have an easier life if you just moved north. You're not wrong, but not everybody has "the fight" within. I know I don't.
- kjkjadksj 3y ago
  Its more likely to happen in Caifornia than anywhere else imo. Medi cal would just need to be expanded and thats it. The framework already exists and about 30% of the state is already on it.
  - Analemma_ 3y ago
    That "just" is doing a lot of work there. California had a $38 billion budget deficit last year and a $68 billion deficit the year before. I would like universal healthcare as much as or more than anyone, but without fiscal transfers at the Federal level I don't think it is possible - states cannot run permanent debts the way the Federal government can.
    - kjkjadksj 3y ago
      And in the year before there was a 100 billion dollar windfall in the budget during a pandemic no less while still hosting this healthcare program. State spending is a good thing, it really amounts to making investments into either the infrastructure of the state or its people. Its too bad headlines and therefore sentiment seem to miss this fact, and equate a spendy state to a ditzy college student with terrible credit card habits.
      - ProllyInfamous 3y ago
        I wish California well, but: any sort of attempts to implement massive healthcare changes state-wide (e.g. to single-payer, access to all), will immediately be thwarted by US intrastate immigrants, in addition to international border pressures. >in the year before there was a 100 billion dollar windfall I am not sure of California's particulars, but some government profitabilities are largely on account of Pandemic Funding 2020-2022 (e.g. my local county hosptial for ~1M people would not have turned-profit w/out CoVid fund$).
- CalRobert 3y ago
  Even if it weren't universal, having it not be tied to your employer would be a start.
  - ProllyInfamous 3y ago
    Without citation, I believe that 50%+ of US healthcare is already paid for by a government agency (whether veteran, indigency, etc). ...might as well unlink it to employers for the minority =/
bodiekane 3y ago
Getting laid off doesn't end health insurance, it's ironically bad journalism that they included that misleading question, from an apparently uninformed person. The typical flow would be: current insurance continues unaltered for the rest of the month. Following month you're automatically covered under same policy through COBRA provisions even if you take no action. (Obviously some employers would include multiple months of employer-paid coverage, but this example is a worst-case scenario if they don't give any additional coverage in severance). Somewhere in the 60 days following getting laid off, you need to decide between A) sign up to continue your existing insurance plan through COBRA B) sign up for a new insurance plan through healthcare.gov (subsidized if low income) or C) sign up on your spouse's plan if applicable. It's a hassle, but you have a couple months to figure out what's best for you, and you can continue any ongoing things without interruption.
- hotpotamus 3y ago
  A) COBRA doesn't apply if the company is out of business and is often prohibitively expensive anyway. B) Try living in a state that's hostile to "Obamacare" C) Not everyone is married.

>sure with we just had universal healthcare. I dropped out of medical school over a decade ago, so my opinion is absolutely jaded. Talking with graduate physicians, the general concensus is "universal healthcare will never happen in the US." So my suggestion to unencumbered youngins is to study/travel abroad, and begin your expatriation quest... OR: become an attorney (joke: "in the US, for a cancer diagnosis, the best outcome is to be a lawyer").

ethanbond 3y ago
Talking with so and so, the general consensus is that women will never get credit, black folks will never vote, etc etc Better to just give up ¯\_(ツ)_/¯
- ProllyInfamous 3y ago
  >Better to just give up ¯\_(ツ)_/¯ Yes, but if you're looking for "easier lifepath for average joe" then, like Southern Blacks of early 20th Century... you'd have an easier life if you just moved north. You're not wrong, but not everybody has "the fight" within. I know I don't.
kjkjadksj 3y ago
Its more likely to happen in Caifornia than anywhere else imo. Medi cal would just need to be expanded and thats it. The framework already exists and about 30% of the state is already on it.
- Analemma_ 3y ago
  That "just" is doing a lot of work there. California had a $38 billion budget deficit last year and a $68 billion deficit the year before. I would like universal healthcare as much as or more than anyone, but without fiscal transfers at the Federal level I don't think it is possible - states cannot run permanent debts the way the Federal government can.
  - kjkjadksj 3y ago
    And in the year before there was a 100 billion dollar windfall in the budget during a pandemic no less while still hosting this healthcare program. State spending is a good thing, it really amounts to making investments into either the infrastructure of the state or its people. Its too bad headlines and therefore sentiment seem to miss this fact, and equate a spendy state to a ditzy college student with terrible credit card habits.
    - ProllyInfamous 3y ago
      I wish California well, but: any sort of attempts to implement massive healthcare changes state-wide (e.g. to single-payer, access to all), will immediately be thwarted by US intrastate immigrants, in addition to international border pressures. >in the year before there was a 100 billion dollar windfall I am not sure of California's particulars, but some government profitabilities are largely on account of Pandemic Funding 2020-2022 (e.g. my local county hosptial for ~1M people would not have turned-profit w/out CoVid fund$).
CalRobert 3y ago
Even if it weren't universal, having it not be tied to your employer would be a start.
- ProllyInfamous 3y ago
  Without citation, I believe that 50%+ of US healthcare is already paid for by a government agency (whether veteran, indigency, etc). ...might as well unlink it to employers for the minority =/

bodiekane 3y ago

Getting laid off doesn't end health insurance, it's ironically bad journalism that they included that misleading question, from an apparently uninformed person. The typical flow would be: current insurance continues unaltered for the rest of the month. Following month you're automatically covered under same policy through COBRA provisions even if you take no action. (Obviously some employers would include multiple months of employer-paid coverage, but this example is a worst-case scenario if they don't give any additional coverage in severance). Somewhere in the 60 days following getting laid off, you need to decide between A) sign up to continue your existing insurance plan through COBRA B) sign up for a new insurance plan through healthcare.gov (subsidized if low income) or C) sign up on your spouse's plan if applicable. It's a hassle, but you have a couple months to figure out what's best for you, and you can continue any ongoing things without interruption.

hotpotamus 3y ago
A) COBRA doesn't apply if the company is out of business and is often prohibitively expensive anyway. B) Try living in a state that's hostile to "Obamacare" C) Not everyone is married.