> The data is a salable asset, the law requires them to preserve it so that it can be sold and the money returned to creditors. This would depend on the terms

> The data is a salable asset, the law requires them to preserve it so that it can be sold and the money returned to creditors. This would depend on the terms you agreed to at the time you signed the account and submitted your data. I'm aware a lot of companies like to bury marketing disclosures under a busload of T&Cs. But if you didn't agree having your marketable data allowed to be sold the sale the to creditors can't backdoor it in. They can only reach out to you to opt into new terms, which you should refuse.