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Ask HN: UK bank that provides an API for bank transfers
Does anyone know an UK-based bank, or provider, that provides an API on business accounts to programatically perform bank transfers from own account?
Starling Bank does that as far as I can see but I'm struggling to find anyone else.
- CTOSian 3y agoI think a lot of UK banks are now support the openbanking API eg https://www.natwestgroup.com/who-we-are/contact-us/open-banking-and-third-party-providers-api-portal-page.html https://www.natwestgroup.com/who-we-are/contact-us/open-bank... https://develop.hsbc.com/knowledge-article/get-started-open-banking-apis https://develop.hsbc.com/knowledge-article/get-started-open-...
- mytailorisrich 3y agoThanks. I've looked into this and it looks quite opaque or requires to jump through hoops for most things: You need to be authorised by the national competent authority (NCA) and be in possession of an eIDAS or OBIE certificate.
- wdb 3y agoYeah, you probably need to use a third party that has the authorisations. I do think that Monzo also has some APIs