4 ms·
As far as I know Zelle prefers RTP[1] for settlements and falls back to ACH only when necessary, but I'm sure there's a Zelle employee on here who can confirm o
by culturestate 3y ago
As far as I know Zelle prefers RTP[1] for settlements and falls back to ACH only when necessary, but I'm sure there's a Zelle employee on here who can confirm one way or the other.
There's also FedNow[2] but I don't know of any retail implementations yet.
1. https://www.theclearinghouse.org/payment-systems/rtp https://www.theclearinghouse.org/payment-systems/rtp
2. https://www.frbservices.org/financial-services/fednow https://www.frbservices.org/financial-services/fednow