I used to pay a landlord with Zelle 10+ years ago. And Zelle obviously has a lot of limitations, such as being for smaller amounts of money so not useful for d

I used to pay a landlord with Zelle 10+ years ago. And Zelle obviously has a lot of limitations, such as being for smaller amounts of money so not useful for down payments or such, I was referring to checks versus electronic payments as a concept in general, not the US’s specific implementation. Which there isn’t one, but due to political failure, not technical limitations seeing as how every other country has the capabilities.