It is literally in the subheading on the Barclay's page I linked: "If you don’t qualify for a regular current account, don’t yet have a UK account, or you’re ex

It is literally in the subheading on the Barclay's page I linked: "If you don’t qualify for a regular current account, don’t yet have a UK account, or you’re experiencing financial difficulty, this could be the right account for you." Most people have an ordinary account like this one: https://www.barclays.co.uk/current-accounts/bank-account/ https://www.barclays.co.uk/current-accounts/bank-account/ However, the general situation for overdrafts seems to have changed since I left the UK — I don't know the details: https://www.theguardian.com/business/2020/jan/28/uk-banks-overdraft-rates-fca https://www.theguardian.com/business/2020/jan/28/uk-banks-ov...