Their existence isn't hidden, a lot of people who don't think like me want the ability to overdraft and use it frequently. In fact, for a few years now, overdr

Their existence isn't hidden, a lot of people who don't think like me want the ability to overdraft and use it frequently. In fact, for a few years now, overdraft is legally required to be opt-in: https://www.fdic.gov/resources/consumers/consumer-news/2021-12.html#:~:text=In%20general%2C%20for%20debit%20card%20transactions%20at%20ATMs,your%20purchase%20if%20it%20will%20overdraw%20your%20account https://www.fdic.gov/resources/consumers/consumer-news/2021-....