I reckon the situation would be, eg., a waiter taking a check on a card. First: this situation does not happen in EU. Alle restaurants have connected handheld

I reckon the situation would be, eg., a waiter taking a check on a card. First: this situation does not happen in EU. Alle restaurants have connected handheld devices. But when an EU citizen go to the US and pays? I reckon that the restaurant would have a check that bounces and won't get paid.