Good catch; I overlooked that line. I think we can take that as further proof that this article is not worth our attention. "401k" is obviously not an "expense

Good catch; I overlooked that line. I think we can take that as further proof that this article is not worth our attention. "401k" is obviously not an "expense" independent of the things that 401k savings are actually spent on (I mean, unless one is counting the expense ratio on their mutual funds).