This'll be obvious to anyone who's ever used any other payment system, but it'd be better if more of the risk of payment was borne by the payer rather than the

This'll be obvious to anyone who's ever used any other payment system, but it'd be better if more of the risk of payment was borne by the payer rather than the payee. For example, re. this line from the article: > In the case where [...] the government later comes to the conclusion that it didn't really want to pay them If the government comes to that conclusion, and has a legitimate reason (e.g. you didn't do the work they paid you to do), they should have ample ability to take you to court to get the money back. By making the payee cover this risk, they're essentially paying for the untrustworthiness of other payees.