> My ETFs are paying me every six months. Equity ETFs or bond ETFs? If equity, I guess the max you can get is 4% yield, which is still worse that money market

> My ETFs are paying me every six months. Equity ETFs or bond ETFs? If equity, I guess the max you can get is 4% yield, which is still worse that money market, plus you take equity risk. If bond ETFs, they will tank when rates fall. I never understand the appeal of bond ETFs; money market funds are enough for my fixed income needs. They are basic, easy to understand, liquid, etc.