One way to mitigate the Insurance expense is to report the milage actually used. My insurer assumes 12K per year which is a lot more that the 7K miles per year

One way to mitigate the Insurance expense is to report the milage actually used. My insurer assumes 12K per year which is a lot more that the 7K miles per year I actually drive. GIECO at one time let me report this via their web interface but because of research like this [1] - they make me hunt down a form sign it and return a copy. The aggravates me greatly and this research (like much of the social science research) has been shown to be unreproducible [2]. [1] https://www.pnas.org/doi/10.1073/pnas.1209746109#:~:text=These%20results%20suggest%20that%20the,having%20no%20signature%20at%20all https://www.pnas.org/doi/10.1073/pnas.1209746109#:~:text=The.... [2]. https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7132248/ https://www.ncbi.nlm.nih.gov/pmc/articles/PMC7132248/