> You are right, but reasonable trust in some unregulated cashback system of a private company is orders of magnitude smaller than the reasonable consumer trust

> You are right, but reasonable trust in some unregulated cashback system of a private company is orders of magnitude smaller than the reasonable consumer trust in a bank (assuming we're talking about a stable country). 100% agree. Just shaking my fist at clouds when I hear people calling money in the bank "cash".