For comparison, a bakery chain that I often by from here in Austria has a card that you can get anonymously but also an app, they also allows you to put money o

For comparison, a bakery chain that I often by from here in Austria has a card that you can get anonymously but also an app, they also allows you to put money on the card, so it ought to be more secure in the first place. If you want to link the card to the app they give you a code at anyone of their 27 shops. I haven't tried it yet but hope the code is randomly generated for my card. I'll find out and report tomorrow.