The other part of this about “saving” points for anything that I’ve learned is that they will generally never increase in value. Most companies are not going to

The other part of this about “saving” points for anything that I’ve learned is that they will generally never increase in value. Most companies are not going to give millions of dollars away by doing that, so it’s usually worth it to spend the points as soon as you can, to recognize their current value (and not less.)