3 ms·
You’re missing the part where insurers have to big for coverage. Companies will say “we want a plan that includes X” then get a bunch of proposals from insurer
by refurb 3y ago
You’re missing the part where insurers have to big for coverage. Companies will say “we want a plan that includes X” then get a bunch of proposals from insurers.
Cost is a big factor in which one you go with. So while insurers do make more money by paying higher and more claims, that’s offset by customers wanting a low price.
- Brybry 3y agoThat might be true in some regions but there also many regions in the US with very little health insurance competition.[1][2] [1] https://www.ama-assn.org/delivering-care/patient-support-advocacy/most-commercial-health-insurance-markets-are-highly https://www.ama-assn.org/delivering-care/patient-support-adv... [2] https://www.ama-assn.org/delivering-care/patient-support-advocacy/competition-health-care-research https://www.ama-assn.org/delivering-care/patient-support-adv...
- epistasis 3y agoI was talking about standard changes to what is deemed medically necessary, and the best medical course of action. Individual companies wanting particular things covered is quite different. And the topic of this thread is why is the entire field shifting in their care in terms of what's thought to be medically best.