Planting seeds to grow crops is an example of creating value, not speculating. If the crop price remains unchanged, the farmer is fine (generally). Often the ri

Planting seeds to grow crops is an example of creating value, not speculating. If the crop price remains unchanged, the farmer is fine (generally). Often the risk of price movements over the season are hedged with futures as well. Speculating would be needing the price to go up to turn a profit or not selling your crop in the hopes that the prices increases in the future.