No, insurance is against things that didn't happen yet that are out of your control. You can't just buy fire insurance when your house is burning down, so you

No, insurance is against things that didn't happen yet that are out of your control. You can't just buy fire insurance when your house is burning down, so you shouldn't be able to have "electricity insurance" when you buy a far away house The postal service is necessary to do things like send you IRS communications, drivers licenses, jury duty, etc. When the government no longer uses paper to communicate with people we can talk about privatizing the postal service