At the mega-bank in my neighborhood, they try really hard to sell a line of credit to every business customer, even if it's only a couple thousand dollars. The

At the mega-bank in my neighborhood, they try really hard to sell a line of credit to every business customer, even if it's only a couple thousand dollars. Their standard small business application package has a checking account, savings account, debit card, and credit card and then they try to up-sell a line of credit.