Chase requires more than just the SSN. Chase requires you to prove your identity matches the person whose SSN you submit. They require it as part of a larger pi

Chase requires more than just the SSN. Chase requires you to prove your identity matches the person whose SSN you submit. They require it as part of a larger picture, not in isolation. (Employers are supposed to verify ID too, but they're not scrutinized as heavily as a major bank like Chase.)