Depends on what counts as worth. Ultimately you cannot finance yourself out of the system without enormous wattage. So, this job thing you're talking about, at

Depends on what counts as worth. Ultimately you cannot finance yourself out of the system without enormous wattage. So, this job thing you're talking about, at some point it will happen you, if even by taking your time, your children and family time. There's likely a level where is really not worth any money to have one of those traditional contracts taking your time and energy for cash. That threshold is probably not as high as it seems to be, if not for land and housing prices.