It's not approved above age 45 and thus insurance isn't going to pay. But that's simply a matter of not testing. It was intended to be used before exposure an

It's not approved above age 45 and thus insurance isn't going to pay. But that's simply a matter of not testing. It was intended to be used before exposure and the pool of people >45 who aren't exposed and might be is pretty low. However, there is a case where it makes sense: Someone who went into a monogamous relationship early and it has now ended. I'm not a sex-only-in-marriage type but I ended up taking my first partner down the aisle--chances are I was never exposed. I'm still with her, but all relationships end eventually.