Financial services, subscriptions, and other service-based commercial relationships pre-date digitalisation by decades. The main differences for digital product

Financial services, subscriptions, and other service-based commercial relationships pre-date digitalisation by decades. The main differences for digital products are actually items that Apple are rejecting even today: the fact that national borders are disappearing, and that unregulated everything-as-subscription creates neofeudal relationships. Hopefully we'll address that at some point.