The boomers are entering the biggest year of retirement. More then ever have put their retirement funds into 'safe' or 'low risk' which means bonds, which means

The boomers are entering the biggest year of retirement. More then ever have put their retirement funds into 'safe' or 'low risk' which means bonds, which means money should be negative rates right now. Which we have seen on the worse off WW2 countries like germany and japan. https://www.theguardian.com/business/2019/nov/22/germanys-risk-averse-savers-grapple-with-negative-interest-rates https://www.theguardian.com/business/2019/nov/22/germanys-ri... https://asia.nikkei.com/Economy/Bank-of-Japan/BOJ-lays-groundwork-for-end-of-Japan-s-negative-rates https://asia.nikkei.com/Economy/Bank-of-Japan/BOJ-lays-groun... Yet here we are with high rates. https://tradingeconomics.com/united-states/central-bank-balance-sheet https://tradingeconomics.com/united-states/central-bank-bala... The USA printed a ton of money. Set that graph to max. The rate they are paying that down, there's no chance of success. With rates high, that means landlords have to charge more. If there's a group of landlords who must charge more, everyone else can as well and they will. Afterall inflation is high, cost of living is higher. They have to charge more. Now consider who is paying the inflation tax. If your debt is secured at a fixed low rate. You're laughing. At current rates I'm earning $30,000/year. If you don't hold any cash or cash-likes. You're laughing. But if you're the person who has a bond which matures with 2% rate and inflation is 5%. You're literally giving the government free money. If you're a retiree who is legally obligated through your fund to invest in ways that are 'safe'. The government is getting a huge paycheque from you.