Once you’ve created free accounts at each of the CRAs, here are the direct links to freeze/unfreeze your file. - https://usa.experian.com/mfe/regulatory/securi

Once you’ve created free accounts at each of the CRAs, here are the direct links to freeze/unfreeze your file. - https://usa.experian.com/mfe/regulatory/security-freeze https://usa.experian.com/mfe/regulatory/security-freeze - https://my.equifax.com/membercenter/#/freeze https://my.equifax.com/membercenter/#/freeze - https://service.transunion.com/dss/freezeStatus.page https://service.transunion.com/dss/freezeStatus.page Ignore anything about “locking” your credit, because this made up term is not the one that has been defined by Congress. “Freezing” your credit is the real action, and it also must be free of charge. The direct links are useful, because the CRAs definitely want to mislead you into purchasing unnecessary services.