> Whatever is left over after expenses is fun to be had as soon as possible. When income is 80% of the minimal bills, which dollars are the fun ones? > But a

> Whatever is left over after expenses is fun to be had as soon as possible. When income is 80% of the minimal bills, which dollars are the fun ones? > But anyone who has actually dealt with poor people who live paycheck to paycheck knows they are not good at budgeting and planning. You may not know that assertion is uneducated nonsense. The nonsensical part is the inference that better budgeting is all that stands between 80% of minimal bills and 105%. Past that, an extended time in hunger-level poverty tends to lead to some hyper-focused money management. As in being intimately aware of each penny that hopefully will add up to this weeks bag of white rice.