I’m not saying that you can’t be at fault, or that the consequences of an collision aren't horrific. I’m just using a colloquial term for people whose actions

I’m not saying that you can’t be at fault, or that the consequences of an collision aren't horrific. I’m just using a colloquial term for people whose actions are neither intentional or malicious to make the point that you can be held responsible for damages you didn’t foresee or intend to cause.