Two problems: 1) As people have found out all too often, something you previous had access to, suddenly you don't because the streaming service suddenly remove

Two problems: 1) As people have found out all too often, something you previous had access to, suddenly you don't because the streaming service suddenly removes it for some reason. This is extremely common. This is much more common with movies, admittedly. 2) For music in particular, why pay a monthly fee for something you listen to over and over? That seems very strange to me. I own albums I've had for decades; the idea that I should have been paying a monthly fee just to keep access to them sounds literally insane.