Yes there are free accounts. And yes there are accounts where you can get money from an ATM without paying a fee. Like everything else, there are a multitude o

Yes there are free accounts. And yes there are accounts where you can get money from an ATM without paying a fee. Like everything else, there are a multitude of experiences. Some places have fees. Some don't. Some pay better interest than others. Some have better web options. Source: I've never paid a fee and have had a checking and savings account for ~ 4 decades.