When I was a student with a $600 car, I had "PLPD" which was the minimum required liability and nothing else. If my car was damaged or stolen or whatever I was

When I was a student with a $600 car, I had "PLPD" which was the minimum required liability and nothing else. If my car was damaged or stolen or whatever I was sol, which obviously makes sense when your car is with less than thr deductible. I assume that is still available. Normally with a new car you would get better insurance than that, either because the financing arrangement forces you too or because you want the coverage.