Your starting with ad hominem is becoming a regular occurrence on HN; you're clearly not mature or developed enough to be worth engaging with if ad hominem is y

Your starting with ad hominem is becoming a regular occurrence on HN; you're clearly not mature or developed enough to be worth engaging with if ad hominem is your starting point due to lacking emotional regulation and strength to any other argument point you did or didn't put forward - due to the amount of effort you're willing to put in. You can't brainstorm any scenario where the money spent makes sense? And indeed, I didn't give much detail at all for the costs, except for the upcoming surgery. And then you jump to actual whataboutism.