Every single time I see these statistics, I think that this modern form of capitalism can only exist with modern life expectancies. Should human lives be short

Every single time I see these statistics, I think that this modern form of capitalism can only exist with modern life expectancies. Should human lives be shorter, we'd have real transfer of capital between generations. Should our lives be longer, we'd realize that 5% over 100 years (a multiplier of 130 times) is absurd to allow as passive income, and we'd most lively remove most options of passive investment.