People don't make these choices based on probability, it come down to whether you see as worth your time and money to think about it. That's the same for buyin

People don't make these choices based on probability, it come down to whether you see as worth your time and money to think about it. That's the same for buying a super sturdy SUV for commuting. Your overall chances of getting into an accident where you'll be crushed between two semi is astronomically low, but many people will still choose that option over just a normally safe car. The question comes down yo how much they'd bare disruption to assert that choice, and it doesn't look to me like a costly or super problematic choice here