Key is not overextending too much. Which I think was one of key issues in that collapse. Also adjustable rates have been amazingly cheap in past and still are

Key is not overextending too much. Which I think was one of key issues in that collapse. Also adjustable rates have been amazingly cheap in past and still are not that expensive. Like sub 1% total. And my adjustable rate loan would be 4.425% if it adjusted today.