> I opened up my credit card apps and scrolled through the last six months of transactions to make sure there was nothing unexpected. It took 5 minutes while I

> I opened up my credit card apps and scrolled through the last six months of transactions to make sure there was nothing unexpected. It took 5 minutes while I was sitting on the toilet. Six months in five minutes? How many transactions? (and did you remember them all?) How many different credit cards? How about your bank statements, other accounts, etc? I still stand by the statement that 10 minutes is an absurdly small amount of time for a meaningful review of anyone's finances, and find your claim that you did it in 5 minutes very surprising. I would ask you to show me, but not interested in watching you take a dump :)