I have no counterparty risk, no confiscation risk. There are no extra steps, I don’t understand what you mean, moving funds to a bank or debit card at a conveni

I have no counterparty risk, no confiscation risk. There are no extra steps, I don’t understand what you mean, moving funds to a bank or debit card at a convenience store is massively more complicated. I open a wallet app and the paypal app, copy the deposit address from paypal to the clipboard, paste into the wallet, type the amount, hit send. 5 seconds later paypal receives it. With one button I swap any portion of it to USD on the paypal app. I do this in large enough amounts so the crypto TX fees are insignificant to get into paypal, and the conversion fees are also small. Any extra fees are more than covered by the long term appreciation of the Bitcoin, which will obviously continue as governments worldwide are drunk of their own power to print.