Yeah, and add in when you have to buy the new BMW, and have to go on international vacations every year, and that salary looks even smaller! Or you could buy a

Yeah, and add in when you have to buy the new BMW, and have to go on international vacations every year, and that salary looks even smaller! Or you could buy a used Honda instead, go somewhere cheaper for vacation, and not live in the most expensive area in the country. All those are voluntary consumption.