3 ms·

>I was absolutely not broke at 70k. I'm genuinely glad that you weren't. Your experience is not everyone else's. I know people who have made around that salary

>I was absolutely not broke at 70k. I'm genuinely glad that you weren't. Your experience is not everyone else's. I know people who have made around that salary who, for various reasons, were essentially broke. Much of the rest of your comment just sounds... braggadocious.

carlosjobim 3y ago
If you're broke at 70k you are simply bad with your finances. There are no excuses, unless you have a super rare medical condition. You can't blame anybody but yourself.
- jjulius 3y ago
  An absolute that has been shown to be untrue for a litany of reasons time and again, but OK. For many people, yes, you're right, but I would wager you'd be surprised at the number of people trying to claw themselves out of varying circumstances while making that much. And this isn't a judgement towards those in those situations, it's empathy from my end - I feel the need to clarify after another user's flippant comments elsewhere in this thread.
  - carlosjobim 3y ago
    Not wanting to argue, just want to say my point of view: Excepting for rare medical conditions, we all as humans have the same needs and "cost" of existing and living our lives. And therefore I don't think it can be very dependant on circumstances or subjective as to what is "making ends meet". I can't really emphasise with people who are wealthy or high income (which 70k is), who say they are struggling with monetary matters. They've made some choices and prioritizations. People who own multiple properties say that they "can't afford" some basic consumer good, or indignant that they have to work a lot of overtime to make ends meet. Yes, you chose a high cost life style. I try to set aside a disproportionately large part of my income for high risk investments. Everybody I know says they can not afford to make any investments, and especially not risky investments. How can they not afford it when they are wealthier than me and have larger incomes than me? Because they prioritised something else. And that's cool, but why can't people cut the bullshit. And I don't ask others about their finances or bring up the topic. So I'm going to double down and say that there are exactly 0 cases – outside of rare medical disorders – where somebody has to struggle to live on 70K.
    - jjulius 3y ago
      I don't know how to have a conversation with someone so willingly burying their head in the sand. I respect that you have that view. Have a nice weekend! :) Edit: >And I don't ask others about their finances or bring up the topic. Not that it's necessarily couth to bring this subject up socially, but I do get the vibe that you could benefit from hearing from others regarding their situations.
      - carlosjobim 3y ago
        > I don't know how to have a conversation with someone so willingly burying their head in the sand. I respect that you have that view. Thank you! Have a nice weekend also. > Not that it's necessarily couth to bring this subject up socially, but I do get the vibe that you could benefit from hearing from others regarding their situations. I think I'll first want to make 70K myself, before I seek out somebody to complain about how hard their life is with only 70K. Likewise, I'd like to own multiple properties myself before I have to listen more to people with multiple properties complain about their life. Likewise, I don't think anybody working minimum wage or living in a rented trailer would like to hear me complain about my money woes, wouldn't you agree?

carlosjobim 3y ago

If you're broke at 70k you are simply bad with your finances. There are no excuses, unless you have a super rare medical condition. You can't blame anybody but yourself.

jjulius 3y ago
An absolute that has been shown to be untrue for a litany of reasons time and again, but OK. For many people, yes, you're right, but I would wager you'd be surprised at the number of people trying to claw themselves out of varying circumstances while making that much. And this isn't a judgement towards those in those situations, it's empathy from my end - I feel the need to clarify after another user's flippant comments elsewhere in this thread.
- carlosjobim 3y ago
  Not wanting to argue, just want to say my point of view: Excepting for rare medical conditions, we all as humans have the same needs and "cost" of existing and living our lives. And therefore I don't think it can be very dependant on circumstances or subjective as to what is "making ends meet". I can't really emphasise with people who are wealthy or high income (which 70k is), who say they are struggling with monetary matters. They've made some choices and prioritizations. People who own multiple properties say that they "can't afford" some basic consumer good, or indignant that they have to work a lot of overtime to make ends meet. Yes, you chose a high cost life style. I try to set aside a disproportionately large part of my income for high risk investments. Everybody I know says they can not afford to make any investments, and especially not risky investments. How can they not afford it when they are wealthier than me and have larger incomes than me? Because they prioritised something else. And that's cool, but why can't people cut the bullshit. And I don't ask others about their finances or bring up the topic. So I'm going to double down and say that there are exactly 0 cases – outside of rare medical disorders – where somebody has to struggle to live on 70K.
  - jjulius 3y ago
    I don't know how to have a conversation with someone so willingly burying their head in the sand. I respect that you have that view. Have a nice weekend! :) Edit: >And I don't ask others about their finances or bring up the topic. Not that it's necessarily couth to bring this subject up socially, but I do get the vibe that you could benefit from hearing from others regarding their situations.
    - carlosjobim 3y ago
      > I don't know how to have a conversation with someone so willingly burying their head in the sand. I respect that you have that view. Thank you! Have a nice weekend also. > Not that it's necessarily couth to bring this subject up socially, but I do get the vibe that you could benefit from hearing from others regarding their situations. I think I'll first want to make 70K myself, before I seek out somebody to complain about how hard their life is with only 70K. Likewise, I'd like to own multiple properties myself before I have to listen more to people with multiple properties complain about their life. Likewise, I don't think anybody working minimum wage or living in a rented trailer would like to hear me complain about my money woes, wouldn't you agree?