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One of the many reasons to do household accounting. It's not even about making/keeping a budget, but simply about knowing where your money goes. It's a shame th
by MenhirMike 3y ago
One of the many reasons to do household accounting. It's not even about making/keeping a budget, but simply about knowing where your money goes. It's a shame that many solutions are in turn also subscription based, so I don't have any good recommendations (I use YNAB Desktop, which was killed off a few years ago and replaced with a SaaS solution that's always increasing in price). But having insight into how you spend your money is such a powerful tool, it's worth doing even if it means manually entering stuff into a LibreOffice Calc workbook.
- _thisdot 3y agoIf you use macOS + iPhone, a Shorcuts based approach using Numbers is simple and powerful enough for your budgeting needs. Shortcuts being the simplest way to add a row on to the budget sheet (i.e transaction) from iPhone homescreen or macOS Spotlight. I wrote a small tutorial here: https://rahulkrrrishna.xyz/notes/2023/11/18/simple-budgeting-tool-with-numbers-shortcuts.html https://rahulkrrrishna.xyz/notes/2023/11/18/simple-budgeting...
- maxioatic 3y agoHappy to see YNAB mentioned. I actually had no idea they used to have a desktop app! I’m a happy subscriber though and to me its yearly cost is easily made up by how much money I save using it.