All I know is that when I had to accept a wire for quite a lot in USD and convert it to CAD, Wise wanted 0.5%, showed me precisely how the math worked, and held

All I know is that when I had to accept a wire for quite a lot in USD and convert it to CAD, Wise wanted 0.5%, showed me precisely how the math worked, and held my hand through the whole thing without having to call anyone. Their Web UI was perfect. Other Forexes needed a phone call which I immediately distrust. All the Canadian banks wanted 0% fee but snuck a 3% fee into the exchange rate. I don’t care about their mission. I care about complete transparency. I love companies that tell you what they get from the deal. I feel like a party to a business transaction, not a mark to exploit.